Uber Accidents and Legal Remedies: How to Pursue a Claim
Uber Accidents and Legal Remedies: How to Pursue a Claim
Blog Article
Uber has changed the way we travel. With just a tap on your phone, a ride is available at your fingertips, making transportation more convenient than ever. Despite its convenience, risks still exist. Crashes can still take place, and passengers could end up injured.
We will cover what kinds of injuries are most common in Uber accidents, how to determine liability, along with legal options for pursuing a claim.
Common Uber Injuries
Passengers in an Uber may suffer a wide range of injuries, especially during collisions or accidents. Some of the most common injuries that occur include:
Cervical Strain: This neck injury is common in rear-end collisions, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.
Fractures: High-impact accidents can lead to broken arms, legs, and ribs. Such injuries often require long recovery periods and surgery.
Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. They can lead to lasting cognitive and health challenges.
Back and Spinal Cord Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These types of injuries often need extensive medical intervention.
Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Even though they might seem minor, they cause substantial pain.
Deep Cuts and Wounds: Broken glass and debris often cause lacerations. Lacerations can lead to stitches, scars, and even infection.
Determining Liability in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. Liability could fall on the Uber driver, other motorists, or other third parties.
Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.
Other Drivers: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. For accidents during rides, Uber provides liability coverage of up to $1 million.
Liability from Third Parties: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
Driver Offline: When the driver is offline, their personal insurance is responsible.
Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver En Route or uber sued by drivers During a Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.
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